Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)

Loan Amount: Up to ₹80,000/- at an interest rate of 4% per annum.

Subsidy Amount: Up to ₹20,000/-.

Total Assistance: ₹1,00,000/- (Loan + Subsidy).

Repayment Period: The loan is repayable in 34 equal installments over three years, with a grace period of 2 months.

The applicant should belong to the Vishwakarma community.

The applicant should be a permanent resident of Karnataka.

The applicant's age should be between 18 to 55 years.

The applicant must be engaged in one of the traditional Vishwakarma occupations, including Gold & Silver work, Sculpture, Blacksmith, Woodwork & Handicrafts, or Metallurgy.

The applicant or their family members should not have availed of any loan facility from the KVCDC in the previous years.

Offline

Step 1: The interested applicant should visit (during office hours) the Karnataka Vishwakarma Communities Development Corporation and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.

OR

The applicant downloads the application form from the official website.

Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Submit the duly filled and signed application form along with the documents to the District Manager.

Step 4: Request a receipt or acknowledgment from the District Manager to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Passport-size Photograph.

Aadhaar Card.

Ration Card.

Income Certificate (issued by Tahsildar).

Bank Passbook (Nationalized/Rural Bank with Aadhaar linking).

Caste Certificate.