Interest Subsidy Eligibility Certificate (isec) Scheme

Interest Subsidy: Receive a subsidy on the interest charged on your education loan, lightening your financial burden.

Affordable Education: Pursue professional or technical courses without worrying about high-interest rates, making education more accessible.

Flexible Repayment: Enjoy flexible repayment options, allowing you to focus on your studies and career growth.

Career Opportunities: With reduced financial stress, you can concentrate on building a successful future and exploring various career avenues.

Empowerment: ISEC empowers deserving students to pursue higher education and realize their potential regardless of their economic background.

Enhance Skills: Gain knowledge and skills in your chosen field, opening doors to better job prospects and higher earning potential.

Supportive Network: Benefit from a supportive community of ISEC recipients, fostering connections and opportunities for collaboration.

The Khadi institutions have valid Khadi certificates and sanctioned Khadi programmes.

The Institutions registered with the KVIC/State Khadi and Village Industries Boards (KVIBs) can avail of financing under the ISEC Scheme, the Scheme supports only the khadi and the polyvastra sector.

Offline

The Khadi institutions will apply to the financing bank for working capital along with the ISEC certificate issued by KVIC. Based on the working capital sanctioned, the financing bank will raise the reimbursement claim to the nodal branch for the differential interest rate over and above 4%.

Aadhaar Card

Income certificate

Caste certificate

Bank account statement