Jharkhand Krishi Rin Mafi Yojana

Under this scheme, outstanding loan amounts of up to ₹50,000/- in standard crop loan outstanding accounts as of 31st March 2020, will be waived.

Note: Repayment of outstanding loan through DBT.

The applicant should be a permanent resident of Jharkhand.

The age of the farmer should be more than 18 years.

The applicant should be a farmer who self-cultivates their land or cultivates leased land.

The applicant should be a small or marginal farmer who has availed of the loan through the Kisan Credit Card.

The farmer should have a valid Aadhaar number.

The applicant should be a valid ration card holder.

The applicant should be a Kisan Credit Card holder.

The applicant should be a short-term crop loan holder.

The crop loan should be issued by a recognized bank located in Jharkhand.

The family of the deceased debtor is also eligible under the scheme.

The applicant should have a standard crop loan account.

Only one member per family holding a crop loan will be eligible.

This scheme will be voluntary for all crop loan holders.

Note: The applicant has to pay ₹1/- only for the application.

Eligibility for banks, criteria, determining outstanding loans and deadlines, eligible loan accounts, and exceptions:

Qualified Banks - Commercial Banks, Scheduled Co-operative Banks and Rural Banks

Qualifying Loan - Short-Term Crop Loan

Eligible period for disbursement - Upto 31.03.2020

Qualifying Loan Account - Single & Joint

Loans taken for crop diseases

Online

Online - Via CSCs

Step 1: Visit the "Jharkhand Krishi Rin Mafi Yojana" official website to apply for scheme benefits.

Step 2: On the home page, click on 'Beneficiary Registration' and then enter your Aadhaar Number.

Step 3: Your basic information, such as name and loan amount, will be displayed upon entering your Aadhaar number.

Step 4: Enter your ration card number.

Step 5: Click on the name under which the loan is registered.

Step 6: Review all displayed information carefully and click "Submit".

Step 7: Authenticate your Aadhaar to verify your identity.

Step 8: Proceed to make the application fee payment.

Step 9: After successful payment, receive a confirmation slip for your application.

Aadhaar Card

Passport-size photograph

Proof of age

Ration card

Kisan Credit Card (KCC)

Bank account details/bank passbook

Other necessary documents if required