Mahila Samriddhi Yojana (GTKVN)

Maximum Loan Amount: Up to ₹60,000/-.

Interest Rate: 4% per annum.

Loan Coverage: Up to 100% of the loan will be given for the proposed business/trade.

Repayment: The loan amount will have to be repaid in 48 equal monthly installments (4 years) including interest.

The applicant should be a resident of Gujarat.

The applicant should be a woman from Thakor or Koli caste.

The applicant should be between 21 to 50 years of age at the time of application.

The applicant’s annual family income should not exceed ₹3,00,000/-.

The applicant should have relevant technical skills and experience in the proposed trade/business.

The applicant will have to provide suitable collateral to get the loan.

Note: At least 50% of the total loan amount will be allocated for families with annual income up to ₹1,50,000/-.

Online

Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

Step 2: On the top menu bar, click on "Apply Now".

Step 3: Click on the loan scheme name.

Step 4: Select the loan category and fill in the loan amount.

Step 5: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.

Address Information: Permanent and correspondence address

Income Details: Monthly family income and source

Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)

Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Aadhaar Card

Ration Card

Voter ID

Passport Size Photos

Business Address Proof

Birth Certificate

Caste Certificate

Income certificate

Bank Passbook

Any other documents as required