Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

The maximum loan limit under this scheme is up to ₹1,25,000/-.

The interest rate on these schemes will be 4% per annum.

In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government.

This loan is to be repaid in 48 equal monthly installments, including interest.

The applicant must be female.

The applicant must be a resident of Gujarat.

The applicant should belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).

The total annual income of the applicant's family should not exceed ₹3,00,000/-.

The applicant's age should be between 21 and 45 years on the date of application.

The applicant must have experience in a business requiring technical and other skills.

Online

Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.

Step 2: On the top menu bar, click on "Apply Online".

Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.

Step 4: Use your registered credentials (User ID and password) to log in.

Step 5: Click on “New Application”. Select “Mahila Samruddhi” from the list of available schemes.

Step 6: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.

Address Information: Permanent and correspondence address

Income Details: Monthly family income and source

Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)

Bank Account Details: For loan disbursement

Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

7/12 Certificate

Aadhar Card

Affidavit

Age Proof (cross-referencing eligibility criteria for age between 21 and 45 years)

Attested Copy of Permanent Account Number (PAN) Card

Bank Passbook (First Page)

Birth Certificate

Caste Certificate (cross-referencing eligibility for socially and educationally backward class)

Identity Card

Income Certificate (cross-referencing eligibility for family income limit of ₹3,00,000)

Passport Size Photos

Quotations

Ration Card

Residence Proof

School Leaving Certificate