New Akanksha Scheme (Educational Loan) (GTKVN)

Education Loan Details:

Loan Amount: Up to ₹15,00,000/-.

Interest Rate: 4% per annum for male students and 3.5% per annum for female students.

Coverage Includes:

Admission fees and tuition fees

Books, writing materials, necessary equipment and examination fees required for the course

Accommodation & food expenses

Travel and insurance premiums

Contribution:

90% by Central Corporation

5% by State Government

5% by the Beneficiary

Repayment Terms:

Repayment Period: 60 equal monthly installments (5 years)

Start of Repayment: Within 6 months from course completion or employment, whichever is earlier.

The applicant should be a resident of Gujarat.

The applicant should belong to the Thakor or Koli caste/community.

The family's annual income should not exceed ₹3,00,000/-.

The applicant should have secured admission in a recognized institution for:

MBA or equivalent (approved by AICTE)

MCA (Master of Computer Applications or equivalent)

Undergraduate Engineering programs (approved by AICTE/IITs)

MBBS or equivalent (approved by Medical Council of India)

Note: At least 50% of the total sanctioned loan amount will be reserved for applicants from families earning up to ₹1,50,000 annually.

Online

Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

Step 2: On the top menu bar, click on "Apply Now".

Step 3: Click on the loan scheme name.

Step 4: Select the loan category and fill in the loan amount.

Step 5: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.

Address Information: Permanent and correspondence address

Income Details: Monthly family income and source

Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)

Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Aadhaar Card

Caste Certificate

Income Certificate

Other Mark sheets/Last Year Mark sheet

Ration Card

School Leaving

Bank Passbook/Cancelled Cheque

Identity Card

Mark sheet

Passport Size Photos

Receipt of Fee Paid