NEW SWARNIMA (Gopalak Nigam)

100% loan assistance provided to eligible women

Loan amount up to ₹2.00 lakh

Interest rate fixed at 5% per annum

Loan can be used to start a business of the beneficiary’s choice

Meant for economically backward women of specific castes

Encourages entrepreneurship and self-reliance

Be a permanent resident of Gujarat

Be a woman

Belong to the Rabari or Bharwad caste

Belong to a socially and educationally backward class as recognized by the Government of Gujarat

Be between 21 to 45 years of age

Have a total annual family income not exceeding ₹3.00 lakh

Intend to start your own business or self-employment venture using the loan

Online

Step 1: Visit the official DAADC online portal.

Step 2: Register/log in using your credentials.

Step 3: Fill out the application form with accurate personal and scheme-specific details.

Step 4: Upload the required documents and submit.

Residence/Domicile Certificate of Gujarat

Caste Certificate (Rabari or Bharwad)

Income Certificate

Proof of Age (Aadhaar card, Voter ID, Birth Certificate, etc.)

Bank Passbook or Cancelled Cheque

Basic Business Proposal (if required)