Refinance Scheme for Acquisition of ISO 9000 Certification for SSI Unit (ISO 9000)

The need-based loan under the scheme would be provided for meeting the expenditure on Consultancy, Documentation, Audit, Certification Fees, Equipment and Calibrating Instruments.

The scheme is applicable to the existing industrial concerns in the SSI sector.

The concern must have a good record of past performance and sound financial position.

The concern should have been in operation for a period of atleast four years.

The concern should have earned profit and / or declared dividend during the preceding two financial years.

The concern should not be in default to institution / banks in payment of their dues and

The concern should have been exporting their products directly or indirectly or have plans to manufacture products for exports.

Online

User Manual: https://pipdic.in/uploads/PIPDIC_docs/user_manual.pdf

How to Apply: https://pipdic.in/how_to_apply

Applicant Login: https://pipdic.in/customer_login

Application Link: https://pipdic.in/forms

Grievance Form: https://pipdic.in/grievance_form





Registration Process

Step 1: Registration and Profile Creation

Visit the PIPDIC website. Click "Login". Click the “New customer” link under the “Login” menu, enter a username, email-id, password, and captcha, and then click the "Register" button.

Step 2: Email Verification and Login

Use the registered email-id to log in. An OTP is sent to the registered email address.

The applicant is then required to enter the OTP and click "Login" to access to the customer dashboard.

Step 3: Profile Update

Upon successful login, the customer needs to update their profile by accessing the "Edit Profile" option (top right corner of the dashboard).

The applicant must provide all required details. Click "Submit".



Application Process (Loan Application)

Step 1: Accessing the Loan Application Form

To initiate the loan application process, the applicant must navigate from the customer dashboard by clicking on the "Applications" tab.

Step 2: Reviewing Checklist and Accepting Terms

A pop-up window displaying a checklist of General Terms and Conditions, interest rate structure, investigation fees, and collateral security norms will appear for review.

Carefully read this checklist, confirm that all necessary documents have been gathered as requested, and click the “I Agree” button to proceed to the application form.

Step 3: Filling the Loan Application Form

Fill the multi-step application form, providing appropriate details in all mandatory fields across the required steps.

Step 4: Declaration and Submission

The applicant must carefully read and agree to the comprehensive declaration provided within the application form (covering confirmation of true information, absence of unauthorized borrowing arrangements, and consent to verification) before finally ticking the "I agree to terms" checkbox and clicking the final "Submit" button for the main application form.

Step 5: Promoter Bio-Data and Document Upload

The system will redirect the applicant to enter the Biodata of the Promoter, Partner, or Director, which is typically a multi-step process. The necessary KYC and supporting documents must be uploaded by clicking the "Choose File" button next to each field.

Step 6: Application Fees Payment

Once the entire application and bio-data submission is complete, pay the applicable application fee.

If selecting online payment, the system automatically redirects the applicant to the payment summary page, where they verify their details and make the payment.

Step 7: Receiving and Saving Payment Receipt

Upon successful payment, the user is redirected back to PIPDIC website, where a receipt for the application fee paid is generated.

The applicant can print this receipt or save it to their computer as a PDF for future reference.



Application Status Tracking and Support

The customer can monitor the status of their submitted application (which will initially show a status like 'UNDER REVIEW') by clicking the "View My application" link on the dashboard and selecting the relevant loan application in the drop-down menu.

Application Fees

For loans up to ₹25,00,000/-, the application fee is ₹100/-.

For loans above ₹25,00,000/-, the application fee is ₹200/-.



Grievance Redressal / Help & Support

The applicant can contact the Managing Director, Pondicherry Industrial Promotion Development and Investment Corporation Limited at No.60, Romain Rolland Street, Puducherry 605001.

The office phone number is 0413-2334361.

The email address for contact is info@pipdic.com.

The General Manager (Administration) can be contacted via mobile at 9894653835.

At the Time of Filing Loan Application

Registration Proof: Copy of acknowledgement of MSME Registration Certificate obtained from the Industries Department.

Premises Documents:

◦ Copy of lease deed for the work premises on ₹10.00 stamp paper.

◦ Copy of sale deed for the work premises in case the premises is owned by the applicant.

Quotations and Estimates:

◦ Quotation from the selected supplier for all machinery, equipment, and calibrating instruments proposed with detailed specifications and catalogues (original to be produced).

◦ Two comparative quotations from standard suppliers for all machinery and equipment proposed (original to be produced).

◦ Estimates or quotations regarding expenses on consultancy, documentation, audit, and certification fees.

Identity and Address Proof: Copies of PAN Card, Voter Identity Card, Ration Card, Aadhaar Card, and Bank Passbook.

Constitutional Documents: Copy of Partnership Deed and acknowledgement of Registrar of Firms in the case of a partnership concern.

Financial Documents:

◦ Balance sheet and Profit & Loss account for the last 3 years (to substantiate the eligibility criteria of being in operation for at least four years and earning profit/declaring dividend for the preceding two financial years).

◦ Bankers details for the existing unit.

Marketing Documents: Tie-up letters for marketing the product (if applicable).

Security Documents: Consent letter to offer collateral security to the extent required by PIPDIC.



During Processing Time or After Sanction of Loan

Statutory Clearances: Applicable license copies such as Inspector of Factories approval, Municipal/Panchayat permission, and Pollution clearance.

Property Documents (For Collateral Security):

◦ Original Title Deed and Antecedent Title Deeds.

◦ Encumbrance Certificate for 30 years.

◦ Valuation Certificate.

◦ FMB (Field Measurement Book) Copy.

◦ Patta Copy.

◦ Legal opinion report for collateral security property.