Santwana Scheme - Karnataka

Loan Amount: Up to ₹5,00,000/- per unit cost.

Subsidy Amount: 50% of the loan amount is provided as a subsidy, and the remaining 50% is a repayable loan.

The applicant should belong to the religious minority category of the Karnataka state.

The applicant should be a permanent resident of the state.

The applicant's age should be between 18 to 55 years.

The family income from all sources should not exceed more than ₹8,00,000/-

The applicant's family members should not be employees in the Central or State Government.

The applicant or his/her family should not have availed a loan facility from Karnataka Minorities Development Corporation (EXCEPT ARIVU EDUCATION LOAN SCHEME ) in the last five years.

Online

Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.

Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".

Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".

Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.

Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.

Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.

Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail

Step-08: Select "Next" Fill in the address detail and again select "Next".

Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.

Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.

Photo of the Applicant.

Caste/Minority Certificate (issued by the competent authority).

Income Certificate (issued by the competent authority).

Copy of Aadhaar as Residential Proof.

Copy of Bank Passbook.

Self-declaration form from Surety.

Applicant s Self-Declaration.

Aggrieved beneficiaries should obtain a report from the relevant competent authority.