Single Window Scheme (PIPDIC)

Term Loan for fixed assets and loan for working capital through the same agency.

The total working capital requirement of such units inclusive of all fund based facilities may be taken into account for determining the working capital facility eligible for finance.

*The total project outlay, including total working capital requirement, must not exceed ₹2,00,00,000/-.

Entrepreneurs setting up new project in SSI/tiny sector, new promoters acquiring unencumbered fixed assets of existing SSI concerns and also existing well run units undertaking modernization / Technology upgradation and potentially viable sick units undertaking rehabilitation scheme.

The total project outlay, including total working capital requirement, must not exceed ₹2,00,00,000/-.

Online

User Manual: https://pipdic.in/uploads/PIPDIC_docs/user_manual.pdf

How to Apply: https://pipdic.in/how_to_apply

Applicant Login: https://pipdic.in/customer_login

Application Link: https://pipdic.in/forms

Grievance Form: https://pipdic.in/grievance_form





Registration Process

Step 1: Registration and Profile Creation

Visit the PIPDIC website. Click "Login". Click the “New customer” link under the “Login” menu, enter a username, email-id, password, and captcha, and then click the "Register" button.

Step 2: Email Verification and Login

Use the registered email-id to log in. An OTP is sent to the registered email address.

The applicant is then required to enter the OTP and click "Login" to access to the customer dashboard.

Step 3: Profile Update

Upon successful login, the customer needs to update their profile by accessing the "Edit Profile" option (top right corner of the dashboard).

The applicant must provide all required details. Click "Submit".



Application Process (Loan Application)

Step 1: Accessing the Loan Application Form

To initiate the loan application process, the applicant must navigate from the customer dashboard by clicking on the "Applications" tab.

Step 2: Reviewing Checklist and Accepting Terms

A pop-up window displaying a checklist of General Terms and Conditions, interest rate structure, investigation fees, and collateral security norms will appear for review.

Carefully read this checklist, confirm that all necessary documents have been gathered as requested, and click the “I Agree” button to proceed to the application form.

Step 3: Filling the Loan Application Form

Fill the multi-step application form, providing appropriate details in all mandatory fields across the required steps.

Step 4: Declaration and Submission

The applicant must carefully read and agree to the comprehensive declaration provided within the application form (covering confirmation of true information, absence of unauthorized borrowing arrangements, and consent to verification) before finally ticking the "I agree to terms" checkbox and clicking the final "Submit" button for the main application form.

Step 5: Promoter Bio-Data and Document Upload

The system will redirect the applicant to enter the Biodata of the Promoter, Partner, or Director, which is typically a multi-step process. The necessary KYC and supporting documents must be uploaded by clicking the "Choose File" button next to each field.

Step 6: Application Fees Payment

Once the entire application and bio-data submission is complete, pay the applicable application fee.

If selecting online payment, the system automatically redirects the applicant to the payment summary page, where they verify their details and make the payment.

Step 7: Receiving and Saving Payment Receipt

Upon successful payment, the user is redirected back to PIPDIC website, where a receipt for the application fee paid is generated.

The applicant can print this receipt or save it to their computer as a PDF for future reference.



Application Status Tracking and Support

The customer can monitor the status of their submitted application (which will initially show a status like 'UNDER REVIEW') by clicking the "View My application" link on the dashboard and selecting the relevant loan application in the drop-down menu.

Application Fees

For loans up to ₹25,00,000/-, the application fee is ₹100/-.

For loans above ₹25,00,000/-, the application fee is ₹200/-.



Grievance Redressal / Help & Support

The applicant can contact the Managing Director, Pondicherry Industrial Promotion Development and Investment Corporation Limited at No.60, Romain Rolland Street, Puducherry 605001.

The office phone number is 0413-2334361.

The email address for contact is info@pipdic.com.

The General Manager (Administration) can be contacted via mobile at 9894653835.

Particulars To Be Submitted At The Time Of Filing Loan Application

Copy Of Acknowledgement Of Micro, Small, And Medium Enterprise Registration Certificate Obtained From Industries Department.

Copy Of Registered Lease Deed For The Work Premises For The Period Not Less Than 8 years (Or Consent Letter To Produce Registered Lease Deed For The Work Premises).

Copy Of Sale Deed For The Work Premises (In Case The Premises Is Owned By The Applicant).

Site And Factory Building Plan With Machinery Layout And Civil Estimate Obtained From Approved Panel Valuer Of Pondicherry Industrial Promotion Development And Investment Corporation Limited (2 Copies).

Quotation From Selected Supplier For All Machinery And Equipments Proposed With Detailed Specification And Catalogue (Original To Be Produced).

Two Comparative Quotations From Standard Suppliers For All Machinery And Equipments Proposed (Original To Be Produced).

Comparative Statement For Machinery With Justification For Choosing The Supplier.

Selected Machinery Supplier’s Client List With Detailed Postal Address And Copy Of Proof For Having Registered As An Approved Supplier With Other Financial Institutions / Banks.

Proof For Sale Price Of End Product From The Existing Manufacture / Dealer.

Quotation / Bill Copies For Each Item Of Raw Materials To Be Used With Arrangements For Regular Supply.

Manufacturing Process Details With Flow Chart.

Statistics For Demand And Supply Position Of Product With Proof, Existing Competitions, Major Consumers Details, And Tie-up Letters For Marketing The Product.

Copy Of Partnership Deed And Acknowledgement Of Registrar Of Firms (In The Case Of Partnership Firm) Or Memorandum And Articles Of Association (In The Case Of Private Limited Company).

Bio-Data Of All The Promoters (Duly Filled In All Respect As Per The Format Enclosed).

Copies Of Permanent Account Number Card, Voters Identity, Ration Card, Aadhaar Card, And Bank Pass Book.

Detailed Project Report On The Project.

Details Asked For In The Application At Page Numbers 12, 13, 14, And 15 (To Prepare Appraisal Report The Details Are To Be Furnished Compulsorily).

Consent Letter From Bank For Sanction Of Working Capital Loan.

Consent Letter To Offer Collateral Security To The Extent Required By Pondicherry Industrial Promotion Development And Investment Corporation Limited.

Balance Sheet And Profit And Loss Account For Last 3 years And Bankers Details (For Interested Concerns / Existing Unit).

Track Record, Name And Address Of Concerns, And Type Of Consultancy Service Rendered By The Consultant (If Any).

Details Of Effluent And Arrangement Proposed For Treatment And Disposal Of Effluent (If Any During Process).

Investigation Fee At 0.75% On The Loan Amount Applied Plus Applicable Service Tax (50% Concession On Investigation Fee For Scheduled Caste/Scheduled Tribe/Women/Differently Abled Entrepreneurs).

Particulars To Be Submitted Either During Processing Time Or After Sanction Of Loan

Applicable Licence Copies, Puducherry Planning Authority Approval (Inspector Of Factories Approval, Municipal / Panchayat Permission, Pollution Clearance, etc.).

Original Title Deed, Antecedent Title Deeds, Encumbrance Certificate For 30 years, Valuation Certificate Obtained From Approved Panel Valuer Of Pondicherry Industrial Promotion Development And Investment Corporation Limited, Field Measurement Book Copy, Patta Copy, And Legal Opinion Report For Factory Site And Collateral Security Property.