Home > Housing & Shelter > Swarnima

Swarnima

Housing & Shelter Min Age: N/A Profession: All

🎯 Quick Insight

The Swarnima is a significant initiative categorized under Housing & Shelter. It is designed to provide targeted assistance to eligible beneficiaries, helping them achieve better outcomes in housing & shelter.

Complexity Medium
Popularity High
Verification Jan 2026

📝 Overview & Benefits

Financial assistance of up to ₹5,00,000/- per Self-Help Group (SHG) project, with ₹25,000 allocated per beneficiary (up to 20 members per SHG).

Funding shares include 95% from the Central Corporation and 5% from the State Corporation.

No beneficiary contribution is required.

Low interest rate of 5% per annum.

Repayment period of up to 3 years to ease financial planning.

✅ Eligibility Criteria

The applicant should be from the Other Backward Class (OBC) category.

The applicant should be a domicile of Maharashtra.

The age of the applicant should be between 18 to 50 years.

The annual income of the family of the applicant should be -

Rural areas: Less than or equal to ₹98,000.

Urban areas: Less than or equal to ₹1,20,000.

🚀 Application Process

Offline

Step 1: The interested applicant should visit (during office hours) the District Office of the Leather Industries Development Corporation of Maharashtra (LIDCOM), and request the hard copy of the prescribed format of the application form from the concerned authority.

Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the concerned authority.

Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).


NOTE: Ensure that the application is submitted within the prescribed period, if any.

📄 Documents Required

Aadhaar Card

2-Passport Sized Photograph (Signed Across).

Residential Certificate / Domicile Certificate of the State of Maharashtra.

Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc).

Proof of Age (Birth Certificate, Marksheet of Class 10th/12th, etc).

Any other document required by the District Office.

🏷️ Related Tags

Housing & Shelter Schemes 2026 Apply for Swarnima Government Welfare India

Share this Scheme

💡 Editor's Tip

Before applying for Swarnima, ensure you have your Aadhar card and bank details ready. Most rejections happen due to mismatched documents.

Verify Documents Checklist

📋 Eligibility Tracker

  • Category Housing & Shelter
  • Min Age 18+
  • Residency India
  • Status ● Active

We use cookies to personalize content, verify traffic, and analyze our traffic to give you the best experience. By continuing to use our website, you consent to our use of cookies and our Privacy Policy.