Swayam Saksham Yojana (GTKVN)

Loan Amount:

Up to ₹5,00,000/-.

Interest Rate:

5% per annum.

Contribution Split:

95% of the business/project cost is covered under the scheme as a loan.

5% contribution must be made by the beneficiary.

Loan Repayment Terms:

Repayable in 60 equal monthly installments (maximum 5 years).

The repayment period depends on the nature of the business plan.

The applicant should be a resident of Gujarat.

The applicant should belong to the Thakor or Koli caste/community.

The applicant should be between 18 and 35 years of age on the date of application.

The applicant should have technical/professional education or experience in the field of business/trade.

The applicant should be unemployed and looking to start a self-employment unit.

The applicant family’s annual income should not exceed ₹3,00,000/-.

The applicant should have completed professional education in areas such as Medical, Law, Architecture, Engineering, Chartered Accountancy, Hotel Management, Software/Hardware, Financial Consultancy, Sculpture or Wrestling (with training) etc.

Note:

Out of total loans disbursed, at least 50% will be allocated to families with income up to ₹1,50,000/-.

Online

Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

Step 2: On the top menu bar, click on "Apply Now".

Step 3: Click on the loan scheme name.

Step 4: Select the loan category and fill in the loan amount.

Step 5: Fill out the Application Form, enter the following details:

Personal Information: Name, gender, date of birth, caste, etc.

Address Information: Permanent and correspondence address

Income Details: Monthly family income and source

Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)

Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Aadhaar Card

Bank Passbook/Cancelled Cheque

Business Address Proof

Certificate of Professional Course

Income Certificate

Passport Size Photos

Quotations

True Copy of Election Card

Age Proof/Birth Certificate

Caste Certificate

Graduate Mark sheet

Post Graduate Mark sheet

School Leaving