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Term Loan Scheme- Credit Line 1 for Minority Community

Social Welfare & Empowerment Min Age: N/A Profession: All

🎯 Quick Insight

The Term Loan Scheme- Credit Line 1 for Minority Community is a significant initiative categorized under Social Welfare & Empowerment. It is designed to provide targeted assistance to eligible beneficiaries, helping them achieve better outcomes in social welfare & empowerment.

Complexity Medium
Popularity High
Verification Jan 2026

📝 Overview & Benefits

Under the scheme, Nigam provides loans of up to ₹20,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.

✅ Eligibility Criteria

The applicant should be a permanent resident of Haryana.

The age of the applicant should be between 18 and 55 years.

The annual family income of the applicant should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area).

The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

The applicant should have a Parivar Pehchan Patra (PPP ID).

🚀 Application Process

Online

Registration Process on Antyodaya-SARAL Portal:

Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.

Step 02: If the applicant is not registered on the portal, he/she gets registered there.

Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.

Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.

Login to apply for the scheme:

Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.

Step 02: Enter Password & Captcha and click on ‘Login’.

Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’

Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.

Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.

Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”

Step 07: Fill in all the mandatory details and upload all the mandatory documents.

Step 08: Preview the application form and click on ‘Submit’.

Tracking of Application:

Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

📄 Documents Required

Identity/Citizenship proof i.e. Aadhaar Card

Proof of age

Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate

Caste/Religion/Community Proof

Parivar Pehchan Patra (PPP ID)

Copy of PAN Card

Passport-size photograph of the applicant

Bank account details

Any other documents as required

🏷️ Related Tags

Social Welfare & Empowerment Schemes 2026 Apply for Term Loan Scheme- Credit Line 1 for Minority Community Government Welfare India

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💡 Editor's Tip

Before applying for Term Loan Scheme- Credit Line..., ensure you have your Aadhar card and bank details ready. Most rejections happen due to mismatched documents.

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📋 Eligibility Tracker

  • Category Social Welfare & Empowerment
  • Min Age 18+
  • Residency India
  • Status ● Active

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