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Guide to Housing & Shelter Schemes

The dream of "Housing for All" is supported by various government subsidies like PMAY (Pradhan Mantri Awas Yojana). These schemes provide financial assistance for building new homes or renovating existing ones, particularly in rural and urban-poor areas. Understanding the interest subvention and credit-linked subsidies is key to successfully claiming these benefits.

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"Capital Investment Subsidy: 5% Additional Capital Investment Subsidy to Karaikal Region" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"

📂 Housing & Shelter

5% Additional Incentive on the Existing Subsidy Schemes to the Units in Karaikal Region: 30% subject to a limit of ₹30,00,000/- in case of SC/ST/Women Entrepreneurs. 25% subject to a limit of...

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"Infrastructure Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"

📂 Housing & Shelter

25% subsidy subject to a maximum of ₹1,00,00,000/-. For the infrastructure developer who has made investment on building with a minimum extent of 50,000 sq. ft. constructed area, for leasing out to...

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"Employment Incentive" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"

📂 Housing & Shelter

Subsidy: Wage/Employment Subsidy of 20% Wage/Salary. Ceiling: ₹5,00,000/- per annum. Number of Installments: In single or multiple instalments, depending on the availability of funds. Period: 5...

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"Innovation in Technology [Product (or) Process]" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”

📂 Housing & Shelter

Cash Award of ₹2,00,000/- and a Citation.

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Assistance for Tools, Equipment, Shorting/Grading Equipment, PHM Equipment for Scheduled Castes (HRT-4)

📂 Housing & Shelter

The Scheduled Castes farmers will be eligible for assistance up to 75% of the cost of the Tools/Equipment or ₹3,750/-, whichever is less. Farmer groups/cooperative societies will be eligible for...

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Scheme for Supply of TV Sets to Industrial Establishments/Labour Welfare Centres/Clubs/Recreation Rooms

📂 Housing & Shelter

One TV Set (coloured) of up to ₹25,000, including all accessories. NOTE 1: The incidental expenses incurred in connection/ with the operation of TV Sets etc. will have to be borne by the concerned...

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Financial Support Scheme for Farm Mechanization (FSSM)

📂 Housing & Shelter

Pattern Of Assistance: Subsidy ranging from 50-60% of the indicative price of machinery subject to maximum ceiling of ₹3,00,000/- will be provided to the beneficiary. Available Equipment: An...

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Banglashree for Micro, Small and Medium Enterprises: State Capital Investment Subsidy (CIS)

📂 Housing & Shelter

The enterprise will be provided a subsidy as a percentage of the fixed capital Investment (FCA) for its approved project as follows: Micro Enterprise: 25% for Zone C; 40% for Zone D; 60% for Zone...

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Banglashree for Micro, Small and Medium Enterprises: Subsidy for Standard Quality Compliance (SCCS)

📂 Housing & Shelter

Pattern Of Assistance: An eligible micro or small enterprise shall be reimbursed 50% of the expenditure incurred subject to a maximum of ₹ 5,00,000/- for obtaining ISI / BIS certification / ISO...

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West Bengal Textile Incentive Scheme: Reimbursement of Stamp Duty and Registration Fee

📂 Housing & Shelter

A reimbursement of 100 % of the stamp duty and registration fee.

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West Bengal Handloom and Khadi Weavers Financial Benefit Scheme 2024: Assistance to Viable and Potentially Viable PWCS

📂 Housing & Shelter

₹1,00,000/ to ₹10,00,000/- depending on the extent of activity of the PWCS.

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Investment Promotion Scheme (IPS) for MSME Sector: Assistance of Fixed Capital Investment Subsidy

📂 Housing & Shelter

Micro Industries: 15% Subsidy with an upper ceiling of ₹15,00,000/-. Small Industries: 15% Subsidy with an upper ceiling of ₹30,00,000/-. Medium Industries: 15% Subsidy with an upper ceiling of...

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Incentive Scheme for MSMEs in Powerloom Sector: Subsidy for Water Conservation/ Environment Compliance

📂 Housing & Shelter

50% subsidy subject to a maximum of ₹2,00,000/-.

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Investment Promotion Scheme (IPS) for Thrust Sectors: Scheme For Food Processing Industries

📂 Housing & Shelter

Credit Linked Interest Subsidy: 60% per annum limited to maximum of ₹50,00,000/- lakhs per annum for Five years OR for the period of repayment of loan whichever is earlier. Additional Subsidy:...

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Grant-in-aid Scheme to Village Education Committees/Urban Education Committees for minor repairs of Government School buildings

📂 Housing & Shelter

Grant-in-Aid Sanctioned to the extent of 75% of the estimated cost expenditure of the works as the first instalment per work for the execution of minor works to the school buildings. Ceiling...

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Investment Promotion Scheme (IPS) for MSME Sector: Reimbursement Of Free On Board (FOB) Expenses

📂 Housing & Shelter

20% reimbursement of Free On Board(FOB) value limited to ₹20,00,000/- per beneficiary per year for 3 years.

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Micro Finance Scheme- Credit Line 2 for Minority Community

📂 Housing & Shelter

This scheme provides small loans of ₹1,50,000/- per beneficiary to the members of Self-Help Groups (SHGs), either directly or through the SHGs.

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Establishment of Integrated Educational Complexes

📂 Housing & Shelter

Allotment of (approx.) 3000 to 6000 square meters of land for every school/institution for separate building(s) depending on the strength of the students. The same is leased out for 33 years.

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Education Loan Scheme under NSFDC- Haryana

📂 Housing & Shelter

Maximum Loan Limit: For studies within India: Up to ₹10,00,000/- For studies abroad: Up to ₹30,00,000/- Recovery: Recovery (Principal & Interest) will commence after 6 months of completion of...

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Micro Finance Scheme- Credit Line 1 for Minority Community

📂 Housing & Shelter

Under the scheme, small loans of ₹1,00,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.

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