Term Loan Scheme (GSKVN)

Loan Amount:

loans from ₹1,00,000/- to ₹15,00,000/- are provided at an interest rate of 6% for various businesses.

The applicant should be a resident of Gujarat.

The applicant should be a scavenger/sanitation worker or a dependent of one.

The applicant should be willing to use the loan for starting income-generating self-employment activities or projects.

Online

Registration Process:

Step 1: Visit the Social Justice & Empowerment Department website: https://esamajkalyan.gujarat.gov.in

Step 2: Click on “Please Register Here” on the homepage.

Step 3: Fill in your personal details as per Aadhaar.

Step 4: Create a password and submit the form.

Step 5: Verify details and click “Confirm”.

Step 6: You will receive your User ID & Password via SMS/email.

Login Process:

Step 1: Go to the portal homepage.

Step 2: Enter your User ID, Password, and Captcha.

Step 3: Click “Login” to access your dashboard.

Application Process:

After login, complete your User Profile (first-time only).

Step 1: Homepage will show eligible schemes – click on the one you want.

Step 2: Fill out the scheme application form.

Step 3: Upload the required documents.

Step 4: Review all entries, agree to terms, and click “Save Application” & note down your Application Number for tracking.

Track Application:

Step 1: Click on “View Application Status”

Step 2: Enter your Application Number and Date of Birth

Step 3: Click “View Status” to check progress

Aadhaar Card

Caste Certificate

Income Certificate

PH Identity Card, If applicable

Widow Certificate, If applicable

Age Proof

Identity Card

PH Certificate from Civil Surgeon, If applicable

Ration Card